·         Amendment to Notice 4501/2011 (pdf Document)

·         Circular No.3695-2012 - 50 Dirhams Currency Note, Reprinted with New Security Features (pdf Document)

·         Circular No.3692-2012 - General Terms & Conditions and Loan Agreement-texts drafted and approved by Emirates Banks Association (pdf Document)

·         Circular No.30-2012 - Liquidity Regulations at Banks (pdf Document)
Circular No.30-2012 - Liquidity Regulations at Banks - Guidelines (pdf Document)

·         Amendment of Page (14) of Regulations regarding Bank Loans & Other Services Offered to Individual Customers (pdf Document)

·         Notice No. 209/2012 - Amendment of a number of pages in Circular Number 16/93 (Concerning Monitoring Large of Exposure Limits) (pdf Document)

·         Notice No. 9278/2011 - Provisioning and Preparation of Annual Accounts (pdf Document)

·         Notice No. 6698/2011 - Migration to EMV (pdf Document)

·         Regulations Regarding Bank Loans & Other Services Offered to Individual Customers (pdf Document)

·         Regulation of Bank Provisions (pdf Document)

·         Provisioning Clarification and Guidelines Manual (pdf document)

·         Notice No. 4004/2009 - Capital Adequacy (pdf Document)

·         Swap Operations (Dirhams/US Dollar) (pdf Document)

·         Central Bank Interest rate cut (pdf Document)

·         Facilities to Support Liquidity at Banks (pdf Document)

·         Terms for Dollar Funding through Swaps for Islamic Banks (pdf Document)

·         New 200 Dirham Currency Note issued by Central Bank (pdf Document)

·         Security & Awareness Measures for Bank Customers (pdf Document)

·         Implimentation of the Image Cheque Clearing System (ICCS)(pdf Document)

·         Dollar Funding Terms (pdf Document)

·         ATM Fraud (pdf Document)

·         New Expanded Central Bank CD Issuance System (Click here for the pdf document)

·         4th Summit for Islamic Financial Services Board (pdf Document)

·         BASEL II Implementation in the UAE (pdf Document)

·         BASEL II - Challenges in Implementation Pillar 1 (pdf Document)

·         Emiratization in the Banking Sector (pdf Document)

·         ICCS Going Live (pdf Document)

·         Loans extended to finance purchase Company Shares (pdf Document)

·         Frauds concerning ATM Transactions (pdf Document)

·         Direct / Indirect exposure to Local Shares (pdf Document)

·         Impact of the amended USA PATRIOT Act on Banking and Remittance business (pdf Document)

·         Inmplementation of the Electronic Commercial Credit System(pdf Document)

·         Loans Extended to Finance Purchase of Shares of Companies under Establishment (pdf Document)

·         Loans Extended to finance the purchase of Company Shares(pdf Document)

·         Loans Extended to Finance purchase of Company Shares (pdf Document)

·         Online Suspicious Transactions Reports System (pdf Document)

·         Regarding the Regulation for the Controls of Allowing Banks Operating in the Country to Establish Banking Service Units, Staffed by Banking Service Advisors

·         Procedures adopted by the Central Bank to reduce ratio of Returned Unpaid Cheques (pdf Document)

·         Regarding Services Charges and Rates (pdf Document)

·         The New Basel Capital Accord Third Consultative Package (pdf Document)

·         Consultation Meeting (pdf Document)

·         Additional Procedures to be implemented when receiving remittances from Saudi Arabia (pdf Document)

·         Immediate Search for and freeze any accounts, deposits and investments

·         Information Technology and Internet

·         Training to Combat Money Laundering

·         Amendment to Notice 1192/98 of 28.12.98

·         Cash Reserves Requirements

·         Regarding Amendment of the Regulation for Investment Companies and Banking, Financial and Investment Consultation Establishments or Companies

·         Required Administrative Structure in Banks

·         Required Administrative Structure in Banks (pdf Document)

·         Central Bank Circular No. 22/99

·         Standards for arranging and management by banks operating in the UAE of Debt Instruments issued by major companies

·         Cash Reserve Requirements

·         Adoption of the International Accounting Standards "IAS"

·         Customer Accounts (pdf Document)

·         Loans Extended to Finance purchase of company shares

·         Regarding Regulations for Finance Companies. (Click here for Arabic)

·         Amendments Regarding Finance Companies (pdf document)

·         Regarding Regulations for Representative Offices

·         Regarding Regulations for Financial and Monetary Intermediaries

·         Complementary directive 1 on circular 12/93 on personal loans

·         Regarding Regulations for Investment Companies, Banking, Financial and Investment Consultation Establishment or Companies. Click here for Arabic

·         Amendments Regarding Regulations for Banking, Financial and Investment Consultation Establishments or Companies (pdf Document)

·         Amendments Regarding Regulations for Investment Companies(pdf Document)

·         Definition of Large Exposures

·         Comments on Interest rates & fees applicable to personal loans

·         Investments in companies

·         Circular No. 14/93

·         Monitoring of Large Exposure Limits

·         Central Bank Circular No. 14/93 on Returned Unpaid Cheques, Current accounts, Savings and Call accounts

·         Central Bank Circular No. 13/93 Capital Adequacy (pdf Document)

·         Central Bank Circular No. 12/93 Interest rates & fees applicable to Personal Loans, plus fees & charges on services provided to personal customers.

·         Central Bank Circular No.10/92 Senior Management Positions

·         Regarding Regulating of Money Changing Business in the UAE(pdf Document)

·         Amendments Regarding MoneyChanging Business

·         Penalty on Overdrafts in Current Accounts with the Central Bank

·         Regarding the System of the Investment Banks in the State

·         Provision for bad & doubtful debt and interest in suspense

·         Advances to Deposits ratio

·         Minimum Reserve Requirements (pdf Document)