Commercial Banking Theme

Banking & Investment Theme 7


Commercial Banking


By: Dr. Nabil Chaiban


1
 
2                           
                             
 
 
3               
                 
4                       
                         
  5 
     
  6               
                   
     
     
   
   
7  8          9           
                             
        1011
           
          12 
             
    13  14  15             
                           
                 
                 
    16      17              18
                             
  19                         
                             
                 
                 
  20                         
                             
        21                     
                               
22                         
                           
    23                               
                                     
           
           
    24               
                     
  25                 
                     
    26                 
                       
       
       
27                     
                       
   
   
   
   
28           
             

Across

  1. A split loan which occurs when various loans are put together to form one loan.
  2. Calculated by a bank to assess how secure a loan or investment is likely to be.
  3. When there are a number of entities within a borrowing group, the default by one borrower may allow the bank to call a default on other borrowers.
  4. An extension of credit created by drawing more funds from a bank account than the balance permits.
  5. The amount of money in an account that is available for the account holder to access.
  6. Act of transferring money from the lending institution to the borrower after the loan has settled.
  7. penalties charged by the lender when a loan is paid off before the end of its term.
  8. Euro interbank offered rate.
  9. A party who agrees to be responsible for the payment of another party's debts should that party default.
  10. To pay off the principal and interest under a loan over a period of time, usually by installments.
  11. The amount of money that was borrowed on which interest is paid.
  12. Turning a pool of diverse assets into a bond or other security that can be bought and traded by investors.
  13. A generic word that relates to how much debt is in a business related to equity (debt to equity ratio).
  14. A continuation of an existing borrowing or investing arrangement.
  15. A provider of goods or services who allows payment for goods or services to be affected by performing an electronic transaction.
  16. A flexible loan arrangement with a specified limit to be used at a customer's discretion.
  17. A flat percentage fee charged on facility limits.

Down

  1. The interest rate that central banks charge banks for lending to them.
  2. Additional or supporting security given in addition to the principal security.
  3. A short-term loan, usually taken out for any amount of time between two weeks to three years pending the arrangement of a longer-term finance arrangement.
  4. The formal document which incorporates all the terms and conditions of a loan.
  5. A sum of money held by a bank, these can be accessed instantly, fixed for a period of time or accessed within a previously agreed notice period.
  6. An international bank cheque issued in a foreign currency.
  7. A ratio that indicates the capacity of a business to generate surpluses in order to cover the interest payable of debt.
  8. An electronic payment card that charges no interest but requires that you pay the statement balance in full, usually monthly.
  9. An online platform that matches borrowers and lenders.
  10. Someone who acts on behalf of another person or organization.
  11. When a company buys a debt or invoice from another company.
  12. Any day on which banks are open and able to effect settlement.
  13. The difference between the lender's interest indicator rate and the rate the borrower pays.

Down

  1. The reduction in account equity as a result of a trade or series of trades.
  2. A mutual fund that replicates the behavior of a given index.
  3. A company that invests money of its shareholders in a variety of areas, usually stocks.
  4. Accounting method in which an asset’s cost is spread out.
  5. A value on a scale of one hundred that indicates the percent of a distribution that is equal to or below it.
  6. A trading range market or a price region that is non-trending.
  7. Large transactions of a particular stock sold as a unit.
  8. The standard deviation of the unexplained portion of the monthly return.
  9. The difference between the high and low prices traded during a period of time; in commodities, the high/low price limit established by the exchange for a specific commodity for any one day’s trading.
  10. A declaration that market conditions in the futures pit are so disorderly temporarily to the extent that floor brokers are not held responsible for the execution of orders.
  11. The market in which dealers trade riskless, short-term securities such as certificates of deposit and Treasury bills.
  12. Report published by the company that operates a mutual fund. It describes the fund’s investment objectives; its managers and their experience; the fees and charges associated with the fund; and policies and restrictions.
  13. Order filled immediately by hand signal on the trading floor.
  14. The measurement of movement of the price of a tradable between extreme highs and lows.
  15. Alternating buy and sell signals that result in losses.
  16. NYSE execution technology.
  17. A company-issued certificate that represents an option to buy stock shares at a given time.