Insurance Theme

Insurance Theme 2 - Motor Insurance


By: Dr. Nabil Chaiban


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C
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Z E R O D E P R E C I A T I O N C O V E R
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T L
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R R E P L A C E M E N T C O S T
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A I H P
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F S B I A C
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F I U T H R E S H O L D
             
I O M O D S N
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C T N P F R P E S
                 
P R C E A T A N E
               
O A O R U R G Q
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L F V T D L I M I T E U
                 
I F E O E T Y R E
                 
C I R B D C C C N
                 
E C A U U L O O T
                 
R V G M C A V V I
                 
E I E P T I E E A
               
C O E I M R R L
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T O T A L L O S S R B A D
           
R A C L G A
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D T Y R E P R O T E C T C O V E R M
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I V C L A I M
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O C O V E R N O T E G
     
N R E

Across

  1. A form of add-on under which insurance companies do not consider depreciation in a car’s and its parts’ values when computing the claim settlement amount for repairs or replacement.
  2. The cost of repairing a car to the state in which it was before an accident.
  3. A cutoff point, which, if met, allows the injured person to file a lawsuit to attempt to recover damages for bodily injury, such as "pain and suffering," from the driver who caused the accident.
  4. A predetermined amount of money up to which extent the insurance company will provide coverage or cover losses suffered by the insured individual.
  5. When an insurer deems the repair cost of a damaged car exceeds the market value of the vehicle.
  6. An additional coverage which allows policyholders to receive compensation for losses suffered on account of tyre damage under all possible circumstances, barring intentional damage
  7. A formal request raised or made by a policyholder with the insurance company in the event he/she has incurred any losses covered under such insurance policy.
  8. Temporary proof of cover for your car while the policy and certificate are being prepared by the insurer.

Down

  1. Optional coverage for when your car is damaged as a result of colliding with another object—a brick wall, for example, or a rollover. It also can come into play if you hit a pothole that severely damages your car.
  2. The driving history of a car insurance policyholder
  3. A form of an insurance contract, where the policyholder is insured against losses that arise out of liability to compensate a third-party due to bodily injuries or property damage. It is also called liability coverage.
  4. An additional coverage under which medical expenses on account of bodily injuries sustained by a passenger in an insured vehicle is covered.
  5. A warranty provided by an insurance company as per which everything that falls between a car’s bumpers (rear and frontal) are financially covered against damages.
  6. Any damage which is not a direct product of an accident.
  7. A wrongful act resulting in damage or injury, on which a civil action can be based. This does not include breach of contract.
  8. The act of violating traffic rules which are in force.
  9. Any claim for which an insurer is unable to recover their cost against a third party, irrespective of who caused the incident.
  10. This is your out-of-pocket expense that you agree to pay for losses up to set amount.